Your money, simplified
We create simple solutions to help you live a healthier financial life. Our app, debit Mastercard®, and account benefits are designed to help support you and your goals.
A better Balance
Understand your finances at a glance so you can spend on what’s important now while saving for what matters later.
A little change
goes a long way
Put your savings on autopilot with Round-ups, and set something aside for future you with every purchase. Plus, your savings grow by earning 1.00% APY1, getting you closer to your goals.
Spend with confidence
Stay on top of your balance and see your transaction history in real time. For life’s unexpected moments, you could be covered with up to $200 overdraft protection.2
Benefits to help you get ahead
No monthly fees
Manage your money without monthly fees or minimum balances.
Give your savings a growth spurt with 1.00% APY.¹
Earn an interest rate of 1.00% APY on your savings.¹
Deposit with ease at Walmart locations.
Cash in/cash out
Use your ONE debit card at any cashier, MoneyCenter, or Customer Service desk to make your transaction.
Add your direct deposit
to unlock even more
55,000+ ATMs nationwide, fee-free.³
Get cash with no fees at in-network Allpoint ATMs.³ Find one near you with “Find an ATM” in your app.
What's better than payday?
Get your paycheck up to 2 days early.
You’ll get your direct deposit as soon as it’s available from your employer–often up to 2 days before traditional payday.⁴
Fee-free overdraft protection.²
Here if you need it.
Overdraft protection that could cover you up to $200 with no fees or interest.²
View your available protection in the app.
Free cardless cash out at Walmart locations.
Create an in-app barcode to add or take out cash at Walmart locations, fee-free. Just scan your barcode at a MoneyCenter or Customer Service desk.⁵