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Hi! Welcome to ONE

Save, spend, and grow your money — all in one place.

Download and join ONE
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Download and join ONE
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Banking services provided by Coastal Community Bank,
Member FDIC. Funds not FDIC insured until account is approved.
bank card with One logomobile phone with one app displayed on the screen

Banking services provided by Coastal Community Bank, Member FDIC. Funds not FDIC insured until account is approved.

Your money, simplified

We create simple solutions to help you live a healthier financial life. Our app, debit Mastercard®, and account benefits are designed to help support you and your goals.

A better Balance

Understand your finances at a glance so you can spend on what’s important now while saving for what matters later.

A little change
goes a long way

Save while
you spend

Put your savings on autopilot with Round-ups, and set something aside for future you with every purchase. Plus, your savings grow by earning 1.00% APY1, getting you closer to your goals.

Spend with confidence

Stay on top of your balance and see your transaction history in real time. For life’s unexpected moments, you could be covered with up to $200 overdraft protection.2

Benefits to help you get ahead

Monthly fees



No monthly fees

Manage your money without monthly fees or minimum balances.

Give your savings a growth spurt with 1.00% APY.¹

1.00% APY

Earn an interest rate of 1.00% APY on your savings.¹

Deposit with ease at Walmart locations.

Cash in/cash out

Use your ONE debit card at any cashier, MoneyCenter, or Customer Service desk to make your transaction.

Add your direct deposit
to unlock even more

55,000+ ATMs nationwide, fee-free.³

55,000 ATMs

Get cash with no fees at in-network Allpoint ATMs.³ Find one near you with “Find an ATM” in your app.

What's better than payday?

Early payday.

Early payday

Get your paycheck up to 2 days early.

You’ll get your direct deposit as soon as it’s available from your employer–often up to 2 days before traditional payday.

Fee-free overdraft protection.²

Here if you need it.

Overdraft protection

Overdraft protection that could cover you up to $200 with no fees or interest.²

View your available protection in the app.

Free cardless cash out at Walmart locations.


Create an in-app barcode to add or take out cash at Walmart locations, fee-free. Just scan your barcode at a MoneyCenter or Customer Service desk.⁵

Come work
with us

Wherever you are,
we have a role for you.

See Careers

Have a

We’ve got answers. Check out
our Help Center to learn more.

Visit Help Center
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