Up to 5.00% APY1 on your Savings
with eligible deposits
ONE is a financial technology company, not a bank. Banking services provided by Coastal Community Bank, Member FDIC.
Unlock 5.00% APY on Savings balances up to $250,000 when you receive $500 a month in eligible direct deposits or have a total daily balance of $5,000 or more.
with eligible deposits
You’ll get your direct deposit as soon as it’s available from your employer.5
with direct deposit5
Earn 3% cash back at Walmart, with eligible deposits. Up to $50 a year. See terms for eligibility.3
up to $50 a year, with eligible deposits3
One to One is an easy way
to send and receive money
instantly with ONE. Just
search, select, and pay
anyone with a ONE account.
Just search, select, and pay anyone with a ONE account.
Use your ONE card at any cashier, Money Center, or Customer Service desk to add or take out cash for free.
With eligible direct deposits, you can get covered up to $200 with no fees or interest.4 View your available protection in the app.
with eligible deposits4
Enjoy better banking with no monthly fees2 or minimum balances.
Turn on Pay Autosave to start earning 5.00% APY on savings from your next paycheck (up to $250,000).1
with Pay Autosave
Get cash with no fees at in-network Allpoint ATMs, with eligible direct deposits.6 Find an Allpoint ATM near you by using “Find an ATM” in the app.
See your up-to-the-minute cash balance, plus a breakdown of your Checking and Savings.
Explore BalanceGet cash back right into your Savings, just for spending at some of your favorite brands.7 Plus, with eligible deposits, earn 3% cash back on your shopping list at Walmart, up to $50.3
Explore OffersWith eligible direct deposits, purchases made with your cash back debit Mastercard® can be protected with up to $200 in overdraft protection — fee-free.4
Explore CheckingWith eligible direct deposits, purchases made with your cash back debit Mastercard® can be protected with up to $200 in overdraft protection — fee-free.4
Explore CheckingPut your money to work, and turn on Pay Autosave to start earning 5.00% APY on your next paycheck.1
Explore SavingsIn connection with our use of cookies or other trackers, we may disclose certain personal information, such as device information, to third parties for cross-context behavioral advertising. This type of disclosure may be considered a “sale” or “share” under the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (collectively, the “CCPA”). Subject to certain exceptions, California residents have the right to opt out of the “sale” and/or “sharing” of their personal information and can do so by selecting the “opt out of sale/sharing” option below and then clicking submit.
Your opt out decision is specific to a particular device and browser. If you use a different browser or device, you will need to opt out on each. Additionally, if you clear your cookies you will need to opt out again. Please note that even if you opt out of the sale and sharing of your personal information, we may still use essential cookies to track your use of our services, including for purposes of operating the services and for legal and security reasons, such as detecting and preventing fraud.
Please refer to our Privacy Policy for more information about ONE's privacy practices.
Opt out of sale and sharing
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