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Hi! Welcome to ONE

Save, spend, and grow your money — all in one place.

Download and join ONE
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Download and join ONE
Banking services provided by Coastal Community Bank,
Member FDIC. Funds not FDIC insured until account is approved.
bank card with One logomobile phone with one app displayed on the screen

Banking services provided by Coastal Community Bank, Member FDIC. Funds not FDIC insured until account is approved.

Your money, simplified

We create simple solutions to help you live a healthier financial life. Our app, debit Mastercard®, and account benefits are designed to help support you and your goals.

A better Balance

Understand your finances at a glance so you can spend on what’s important now while saving for what matters later.

A little change
goes a long way

Save while
you spend

Put your savings on autopilot with Round-ups, and set something aside for future you with every purchase. Plus, your savings grow by earning 1.00% APY1, getting you closer to your goals.

Spend with confidence

Stay on top of your balance and see your transaction history in real time. Automatically earn Cash Rewards when you shop some of your favorite brands.2 And, for life’s unexpected moments, you could be covered with up to $200 overdraft protection.3

Benefits to help you get ahead

Monthly Fees 4

Minimums

Hassle

Give your savings a growth spurt with 1.00% APY.1

Deposit with ease at Walmart locations.

Add your direct deposit
to unlock even more

55,000+ ATMs nationwide, fee-free.5

What's better than payday?

Early payday.6

Fee-free overdraft protection.3

Here if you need it.

Free cardless cash out at Walmart locations.

Come work
with us

Wherever you are,
we have a role for you.

See Careers

Have a
question?

We’ve got answers. Check out
our Help Center to learn more.

Visit Help Center
  • 1.00% annual percentage yield (APY) applies only to Save balances. APY as of 3/23/23 but may change at any time before or after account is opened.
  • Terms apply.
  • With eligible direct deposits totalling at least $500 in the previous 31 days. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by ONE. See details.
  • For cards purchased at an in-store retail location, a $5 fee will be applied 10 days after purchase and then every month until you apply and are approved for a ONE account.  
  • Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee will apply. Transactions at ATMs outside of the Allpoint Network are subject to fees.
  • Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
  • With eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee per transaction applies.

Banking services provided by Coastal Community Bank, Member FDIC. Approved accounts are FDIC insured up to $250,000 per depositor. ONE is a financial technology company, not a bank. ONE card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.

© Copyright 2023 ONE Finance, Inc. All other product names, logos, brands, trademarks and registered trademarks are property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, trademarks and brands does not imply endorsement.