Your money, simplified
We create simple solutions to help you live a healthier financial life. Our app, debit Mastercard®, and account benefits are designed to help support you and your goals.
A better Balance
Understand your finances at a glance so you can spend on what’s important now while saving for what matters later.
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A little change
goes a long way
Save while
you spend
Put your savings on autopilot with Round-ups, and set something aside for future you with every purchase. Plus, your savings grow by earning 1.00% APY1, getting you closer to your goals.
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Spend with confidence
Stay on top of your balance and see your transaction history in real time. For life’s unexpected moments, you could be covered with up to $200 overdraft protection.2
Benefits to help you get ahead
Monthly fees
Minimums
Hassle
No monthly fees
Manage your money without monthly fees or minimum balances.
Give your savings a growth spurt with 1.00% APY.¹
1.00% APY
Earn an interest rate of 1.00% APY on your savings.¹
Deposit with ease at Walmart locations.
Cash in/cash out
Use your ONE debit card at any cashier, MoneyCenter, or Customer Service desk to make your transaction.
Add your direct deposit
to unlock even more
55,000+ ATMs nationwide, fee-free.³
55,000 ATMs
Get cash with no fees at in-network Allpoint ATMs.³ Find one near you with “Find an ATM” in your app.
What's better than payday?
Early payday.⁴
Early payday
Get your paycheck up to 2 days early.
You’ll get your direct deposit as soon as it’s available from your employer–often up to 2 days before traditional payday.⁴
Fee-free overdraft protection.²
Here if you need it.
Overdraft protection
Overdraft protection that could cover you up to $200 with no fees or interest.²
View your available protection in the app.
Free cardless cash out at Walmart locations.
Barcode
Create an in-app barcode to add or take out cash at Walmart locations, fee-free. Just scan your barcode at a MoneyCenter or Customer Service desk.⁵