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One is a financial technology company, not a bank.Banking services provided by Coastal Community Bank, Member FDIC.

Mobile Banking

Banking for the better

Debit Rewards, early pay,1 high-yield Savings, and no monthly fees.2

  • On select brands.

  • 5.00% APY on Savings4

    With eligible deposits.

  • Get paid up to 2 days early1

    With direct deposit.

  • No monthly fees2

    Or minimum balances.

No better way to shop at Walmart

Mobile Banking

3% cash back at Walmart5

Up to $50 every year, with eligible deposits.

Shopping cart

Mobile Banking

3% cash back at Walmart5

3% cash back at Walmart, up to $50 every year, with eligible deposits. See terms for eligibility.5

Mobile Banking

Add or take out cash at Walmart

Mobile Banking

Add or take out cash at Walmart

Available at any Walmart with your One debit card or app.6

Why we're the One customers love

  • Excellent banking system

    “Radically changed the way I bank and how I save money. I highly recommend One and their platform.”

    APP STORE® REVIEW

  • Love!

    “After just a few months of having my One account, I got rid of my bank. A bank account that I have had since I was 16 yrs old. One is so much better. It is way more simple. Just an all around better choice.”

    APP STORE® REVIEW

  • Great customer service

    “They went above and beyond to quickly make sure my issue was heard, AND taken care of! Also, very polite and helpful customer service agents, who were very understanding and patient with me!”

    APP STORE® REVIEW

  • Meets my needs/expectations

    “Low effort/low stress banking app which nets you a very decent amount of interest.”

    APP STORE® REVIEW

  • Best banking experience ever

    “When I heard of One I thought I’d give them a try. They did not disappoint! The best experience I’ve had in banking ever!”

    APP STORE® REVIEW

  • Best app ever

    “Easy to use! Love the design and rewards.”

    APP STORE® REVIEW

  • Obsessed

    “I've been looking for an online banking situation for several years that would fit my needs and allow me to divest from the classic big banks. One has met and EXCEEDED expectations ten fold…I find myself constantly surprised and excited by every new feature that is released. I've adopted and used every one. Thanks for knocking it out of the park, One. Customer for life.”

    APP STORE® REVIEW

  • Simple to use

    “I absolutely love one because it is very simple, very intuitive and very clear.”

    APP STORE® REVIEW

  • Great experience!

    “It was so easy to open an account with One Finance! I appreciate they have more ways to move money than with [other competitors]. Looking forward to banking with them.”

    APP STORE® REVIEW

  • Good as Debit

    “I love this card. Gave me a virtual card that works for all apps and stores before my original card came. I get all my direct deposits early and they have overdraft protection.”

    APP STORE® REVIEW

See how One stacks up

When it comes to Spending and Saving, we're the One raising the bar.

One
$0$0$12$12
Overdraft Fees$0$0$34$10
5.00%
2.00%0.01%0.01%

Comparison as of 01/16/2024

There's more to love about One

Mobile Banking

Save smarter with Goals

Create up to 3 Goals to help you save.

Mobile Banking

Send money to anyone — easily

A quick and free way to move money.7

Join One today

Debit Rewards, early pay,1 high-yield Savings.

Download the app