Hi! Welcome to ONE

The debit card with Cash Rewards1 and no monthly fees2 for approved accounts

The debit card with Cash Rewards1 and no monthly fees2 for approved accounts

Download and Join ONE
Sign up in minutes.
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Download
and join ONE
Sign up in minutes.
No monthly fees with an approved account2
Cash Rewards on some of your favorite brands1
Mobile phone displaying the one app
ONE debit card

Banking services provided by Coastal Community Bank, Member FDIC. Funds not FDIC insured until account is approved.

Save, spend, and grow your money — all in one place.
With direct deposit you can unlock:

Enjoy benefits like:

  • No monthly fees with an approved account2
  • Cash Rewards on some of your favorite brands1

With direct deposit you can unlock:

  • Earn 3.00% APY3 with Pay Autosave
  • Up to $200 in free overdraft protection4
  • Get paid up to 2 days early5
  • 55k fee-free ATMs nationwide6
  • Free cardless cash out at Walmart locations7
Download and Join ONE

Have a
question?

We’ve got answers. Check out our Help Center to learn more.

  • What is ONE?

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    ONE is an app that helps you save, spend, and grow your money—all in one place.

    ONE accounts (which include Spend and Savings and custom pockets) are demand deposit accounts, commonly referred to as a checking account.

  • Is it free to sign up?

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    Yes! You’ll also enjoy no monthly fees.

    Learn More

  • Does this impact my credit score?

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    Applying for a ONE account does not impact your credit score. ONE runs a soft credit inquiry when you apply, which does not impact your credit score.

    Learn More

  • Is my money secure with ONE?

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    At ONE, your account security is paramount. ONE is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC. We implement the following to keep your ONE account secure:

    1. Encryption
    2. Alerts & Notifications
    3. App-based Card Controls
    Learn More