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How does One compare to One?

One vs One Comparison Summary

Make the switch from One to One

Start earning more today!

Banking, budgeting, and saving.
‍All in ONE.

Opening an account does not impact your credit score.

Your One account is FDIC-insured through our bank partner, Coastal Community Bank, Member FDIC.

Banking services provided by Coastal Community Bank, Member FDIC.

1.00% annual percentage yield (APY) applies only to Save balances. APY as of 3/23/23 but may change at any time before or after account is opened.
Terms apply.
With eligible direct deposits totalling at least $500 in the previous 31 days. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by ONE. See details.
For cards purchased at an in-store retail location, a $5 fee will be applied 10 days after purchase and then every month until you apply and are approved for a ONE account.
Allpoint Network ATM transactions are fee-free for accounts with eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee will apply. Transactions at ATMs outside of the Allpoint Network are subject to fees.
Direct deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
With eligible direct deposits totaling at least $500 in the previous 31 days, otherwise a $3 fee per transaction applies.

Banking services provided by Coastal Community Bank, Member FDIC. Approved accounts are FDIC insured up to $250,000 per depositor. ONE is a financial technology company, not a bank. ONE card is issued by Coastal Community Bank pursuant to licensing by Mastercard® International.

© Copyright 2023 ONE Finance, Inc. All other product names, logos, brands, trademarks and registered trademarks are property of their respective owners. All company, product and service names used in this website are for identification purposes only. Use of these names, trademarks and brands does not imply endorsement.

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Help Center

Getting started Adding money to your account Account and profile Rewards and bonuses Spending Saving with ONE Making payments and transfers Privacy and security General information
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Terms of service Privacy policies E-sign agreement Deposit account agreement Promotions terms and conditions Consumer report and SSA authorization Cookie policy License Rates and Fees
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1 (855) 830-6200
9AM - 9PM ET
7 days a week
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