^ To qualify for Fifth Third Bank’s overdraft protection an enrolled checking account is overdrawn by more than $5 and an overdraft protection transfer occurs with a transfer fee of $0, $10, or $12 depending on the account tier. Transfers from a line of credit account will incur any fees in addition the amount transferred will be subject to the interest rate applicable to the line of credit.

^ To qualify for Fifth Third Bank’s fee-free 1.00% APY the savings account must have 1 of the qualifying: a Fifth Third checking account, all owners of the savings account must also be listed together as owners on your Fifth Third checking account, maintain an average monthly balance of $500 or more, someone under age 18 is an owner of the account and/or are enrolled in Fifth Third Military Banking. Otherwise a $5 monthly fee will be charged.

^ To qualify for Fifth Third Bank’s Early Access to paycheck direct deposit a person must enroll in person at the branch. This a line of credit that incurs fees and interest. The credit limit is determined using the least amount of one of the following: 3 months of average paycheck, or total of qualified paycheck over the last 35 days. The minimum credit limit amount is $200 and the maximum is $1,000.

Fifth Third Bank customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Fifth Third Bank customers have the option to get paid early with fees and conditions where One customers with qualifying direct deposits can get paid up to two days early.** Fifth Third Bank customers can only earn .01 – .05% APY on their Fifth Third Bank savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Fifth Third Bank customers can enroll in overdraft protection with fees where One customers can enroll in fee-free overdraft protection. Fifth Third Bank customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Fifth Third Bank customers are limited to sharing an account with one person where One customers can share up to 99 Pockets.