Envel customers do not have the option to get paid early with direct deposit where One customers with qualifying direct deposits can get paid up to two days early.** Envel customers do not earn .any interest on their Envel savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Envel customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Envel customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Envel customers do not have mobile check deposits where qualifying One customers can access mobile check deposits.