Dave customers have to pay fees where One customers do not pay any fees and do not have account minimums. Dave customers do not earn any interest on their Dave savings and are not able to automatically save where One customers can earn 1.00% APY* in their Save Pocket and 3.00% APY* in their Auto-Save Pocket. Dave customers do not have the option to enroll in overdraft protection where One customers can enroll in fee-free overdraft protection. Dave customers are not able to share an account with anyone where One customers can share up to 99 Pockets.