Axos Bank customers have fees or minimums where One customers do not pay any fees and do not have account minimums. Axos Bank are not able to automatically save where One customers can earn 3.00% APY* in their Auto-Save Pocket. Axos Bank customers do not have the option to enroll in credit building where One customers can enroll in Credit Builder. Axos Bank customers are limited to sharing an account with one person where One customers can share up to 99 Pockets.