Checking
We want you to get the most out of ONE, which includes earning cash back2 and so much more.
Rewards you want
Earn cash back from a rotating selection of some of your favorite brands.2 The best part - you can see it all in your app.
Stress less with fee-free overdraft. We've got your back, with up to $200 in overdraft protection with eligible direct deposits.3
Getting cash should be convenient
Withdraw money easily at any of the 55,000 nationwide Allpoint ATMs, and you'll pay no fees with eligible direct deposits.4 Find the closest ATM to you with “Find an ATM” in your app.
Like, really convenient
Let us save you a trip. Just use your ONE card at any Walmart cashier, MoneyCenter, or Customer Service desk to make a deposit or withdrawal.
Go cardless
Use a barcode to get and deposit cash at any Walmart MoneyCenter or Customer Service desk with just your phone, whenever you need it.5 Create a barcode in the app, scan and get back to life.
Can I make contactless payments with my ONE account?
Yes. Use your phone to pay with many digital wallets, or you can use your ONE card for contactless payments, anywhere it’s accepted. Convenient, and touch-free.
How does ONE protect my account?
Customers deposits are FDIC-insured for up to $250,000 through our banking partner, Coastal Community Bank.
ONE protects your data through encryption. We support biometric identification, like face and fingerprint recognition, to sign into your ONE app to make sure it is really you each time you log in.
Can I turn off overdraft protection?
If you are eligible for overdraft protection, it will be automatically turned on for your account. You can turn it off in Card, by toggling off “Overdraft Protection.”